The Freedom to Age Gracefully
Your home is more than just a building; it’s your sanctuary, a place filled with memories, and the ideal setting for the next chapter of your life. As you consider the future, ensuring that your home meets your evolving needs becomes crucial. A reverse mortgage can provide the financial flexibility to afford in-home care or make essential modifications, allowing you to live comfortably at home for years to come.
Stay in Your Home & Community
Remain in the place you know and love. For many, the thought of leaving a home filled with memories and a community of friends can be daunting. A reverse mortgage can provide the means to make necessary renovations or hire in-home care such as an on-site caregiver, or in-home health care.
Keep Independence & Autonomy
A reverse mortgage empowers you to make choices that support your lifestyle and preferences, without the need to relocate. In-home care & renovating your home allows you to maintain control of your how you like things done, on your schedule, allowing for the independence to ensure that you can continue to enjoy the comforts of your home, surrounded by familiar sights and cherished memories for as long as you wish.
Gain Financial Flexibility
Preserve other retirement assets, like your savings, investments, or social security benefits, ensuring they last longer and are available when you need them most. Access the equity in your home to fund your evolving needs without taking on new monthly payments. This means you can hire the in-home assistance needed or make the necessary improvements to your home without straining your monthly budget or compromising your financial stability.
Improve Your Quality of Life
By hiring an in-home caregiver, you’d gain access to a trusted friend to help take you to doctors’ appointments, run errands, clean, and help with the everyday maintenance of life. By renovating your home you’d gain peace of mind to prevent falls and other injuries. Add features like grab bars, walker/wheelchair ramps, a zero-threshold shower with built-in bench, or enlarging doorways and walkways to you create a living space that is not only more accessible, but also better suited to your evolving needs.
What is a Reverse Mortgage?
A reverse mortgage converts a portion of a home’s equity into cash. Because that cash is from a loan, it’s tax free.* And instead of having to make monthly mortgage payments, the homeowner simply has to pay property costs that they already have to pay, such as insurance, taxes, and upkeep.
Start Your Journey Today
Our experienced team is here to guide you through the process of securing a reverse mortgage, ensuring you understand all aspects and benefits. We’ll help you create a customized plan to finance your home improvements, empowering you to make your home truly yours for the long term.
Fill out this form or call us at 800-677-9844.
*This advertisement does not constitute tax advice. Please consult a tax advisor regarding your specific situation. The homeowner is still responsible for paying property taxes, homeowner’s insurance, applicable association dues, and for maintaining the property.